There are a wide variety of mortgage financing options available for cabins and lake homes. Please contact us directly for more information. We are always happy to assist you in finding the right mortgage to suit your needs!
Financing Solutions
Conventional Mortgage: A traditional mortgage, suitable for primary residences, second homes, or investment properties.
FHA Loan: Backed by the Federal Housing Administration, suitable for lake home and cabin buyers who will occupy the home as their primary residence.
VA Loan: Exclusive to eligible veterans, providing favorable terms, for purchasing a lakefront property to be used as a primary residence.
USDA Loan: Ideal for rural lake homes, this loan program supports low-to-moderate-income buyers for use with primary residences.
Jumbo Mortgage: For high-value lake properties, a jumbo mortgage accommodates larger loan amounts that exceed conventional loan limits. Programs available for primary residence and second homes.
Home Equity Loan: Utilizing existing home equity, homeowners can finance a lake property by borrowing against the value of their primary residence.
Bridge Loan: Temporary financing for buyers who need to bridge the gap between the purchase of a new lake home and the sale of their current property.
Construction Loan: Tailored for those building a lake home, this loan type provides funds in stages throughout the construction process.
Portfolio Loan: Offered by Granite Mortgage, portfolio loans provide flexibility for unique financial situations and may be suitable for purchasing a lake home.
Land: Found the perfect spot for your dream home but not quite ready to get started? A land loan can help you secure the lot of your dreams while giving you time to plan the construction of your new cabin or lake home.